: POS witnessed a year-over-year (Y-o-Y) growth of 3% compared to December 2020 and a quarter-over-quarter (Q-o-Q) growth of 4% .
: 17% market share (₹39,675 crore POS). NBFCs : 6% market share (₹16,337 crore POS). Not-for-Profit MFIs : 1% market share (₹2,260 crore POS). Risk and Delinquency Profiles Salsen_2021-12.zip
Based on the file naming convention, refers to the 12th Edition of the Microfinance (MFI) Pulse Report , a joint publication by SIDBI and Equifax that covers industry data for the period ending December 2021 . Microfinance Industry Summary (December 2021) : POS witnessed a year-over-year (Y-o-Y) growth of
: Banks reported the highest delinquency rates, exceeding the industry average for both 30+ and 90+ DPD buckets. Geographical Insights Not-for-Profit MFIs : 1% market share (₹2,260 crore POS)
: The average ticket size grew by 23% Y-o-Y, with more than 55% of loans falling in the ₹20k–₹50k category. Market Share by Lender Type