Buying Health Insurance Outside The Marketplace May 2026

Buying health insurance outside the federal or state Marketplace (also known as "off-exchange" insurance) is a common strategy for individuals whose income exceeds the limits for government subsidies or whoWhile off-exchange plans can offer a broader range of providers and more specialized benefits, they also require careful scrutiny because they range from fully compliant major medical plans to limited-benefit alternatives. Core Categories of Off-Marketplace Plans

Can I buy health insurance outside of the Marketplace ... - KFF buying health insurance outside the marketplace

When shopping outside the exchange, you will encounter two primary types of coverage: Buying health insurance outside the federal or state