Zajm S Fiz Licom Dogovor -

[Full Name], Passport No. [Number], residing at [Address]. SUBJECT OF AGREEMENT

Mandatory if the loan amount exceeds 10,000 rubles .

The loan carries an interest rate of [X]% per year. zajm s fiz licom dogovor

If not specified, the rate defaults to the Central Bank's key rate. To make it interest-free, you must explicitly state it is "interest-free" ( besprocentnyj ).

The Lender transfers to the Borrower. The Borrower agrees to return the sum by [Due Date] . INTEREST & PENALTIES [Full Name], Passport No

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For late repayment, the Borrower shall pay a penalty of [X]% of the overdue amount per day. TRANSFER & REPAYMENT The funds are transferred via [Bank Transfer / Cash]. The loan carries an interest rate of [X]% per year

The agreement is considered concluded only after the actual transfer of funds.