Where Can I Buy Health Insurance On My Own May 2026

This is the official federal exchange. It is the only place where you can get income-based subsidies (tax credits) to lower your monthly premiums.

High ratings for its extensive provider network and digital tools. Health Insurance for Single Adults - Anthem where can i buy health insurance on my own

Professionals can help you compare plans across multiple companies at no extra cost to you. They are paid commissions by the insurance companies. ⚖️ Marketplace vs. Private Brokers HealthCare.gov (Marketplace) Private Brokers / Direct Financial Help Offers subsidies if you qualify by income. No federal subsidies available. Plan Quality All plans must cover "Essential Health Benefits". May offer both ACA-compliant and "short-term" plans. Networks Often uses narrower HMO networks. Can offer broader PPO networks with more doctors. Enrollment Limited to "Open Enrollment" (usually Nov–Jan). Open Enrollment for ACA plans; year-round for others. ⭐ Top-Rated Individual Providers (2026) According to recent industry reviews: This is the official federal exchange

Ranked #1 for customer satisfaction and affordability for 6 consecutive years by Insure.com . Health Insurance for Single Adults - Anthem Professionals