To calculate your take-home pay, follow this formula:

Roth 401(k) contributions, garnishments, and life insurance premiums. 3. Key Factors Affecting Your Paycheck

Voluntary or required contributions like health insurance premiums, 401(k) retirement plans, or union dues. 2. Examples of Deductions

Mandatory withholdings including federal income tax, state income tax (if applicable), Social Security (6.2%), and Medicare (1.45%).