Savings Account Here

Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?"

The app scans the last 90 days of transactions to determine the "Burn Rate." savings account

The user sees a weekly summary: "This week, you saved $22.40 just by spending smarter than usual." Users can toggle an "Extra Income" sensor

Encourages higher deposit volumes by capturing "hidden" liquidity that users would otherwise spend. or Venmo reimbursement)