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Promise Keepers Financial is structured as a "self-owned" entity that emphasizes an entrepreneurial platform. It caters to two types of professionals:

Online feedback for the firm is relatively limited but mostly centers on the workplace experience for agents. For instance, Glassdoor provides insights into employee reviews and salary expectations, though individual agent experiences vary based on their role within the independent structure. It is important to distinguish this financial group from the men's ministry organization, which is a separate nonprofit entity.

Agents seeking a high-active income through direct sales.

The company primarily focuses on providing financial security products through a network of field trainers and coaches. Their core specialties include:

Helping homeowners secure insurance to cover mortgage payments in the event of death or disability.

Offering Indexed Universal Life (IUL) policies, Fixed Annuities, and "Safe Money Options" aimed at protecting assets. Professional Structure

Evaluating LGD:

S&P Global Market Intelligence's LGD scorecards are used to estimate LGD term structures. These Scorecards are judgment-driven and identify the PiT estimates of loss. The Scorecards are back-tested to evaluate their predictive power on over 2,000 defaulted bonds.

The Corporate, Insurance, Bank, and Sovereign LGD Scorecards are linked to our fundamental databases, meaning no information is required from users for all listed companies and for a large number of private companies.

Final LGD term structures are based on macroeconomic expectations for countries to which these issuers are exposed.

Fundamental and macroeconomic data is provided by S&P Global Market Intelligence, but users can again easily utilize internal estimates.

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promisekeepersfinancial
Source: S&P Global Market Intelligence; for illustrative purposes only.

Promisekeepersfinancial

Promise Keepers Financial is structured as a "self-owned" entity that emphasizes an entrepreneurial platform. It caters to two types of professionals:

Online feedback for the firm is relatively limited but mostly centers on the workplace experience for agents. For instance, Glassdoor provides insights into employee reviews and salary expectations, though individual agent experiences vary based on their role within the independent structure. It is important to distinguish this financial group from the men's ministry organization, which is a separate nonprofit entity.

Agents seeking a high-active income through direct sales.

The company primarily focuses on providing financial security products through a network of field trainers and coaches. Their core specialties include:

Helping homeowners secure insurance to cover mortgage payments in the event of death or disability.

Offering Indexed Universal Life (IUL) policies, Fixed Annuities, and "Safe Money Options" aimed at protecting assets. Professional Structure

Technology & Delivery:

We offer a fully flexible approach to the delivery of our solutions to meet your specific needs. All solutions are offered in Microsoft Excel® to facilitate an easy implementation into your internal capabilities. Should you require a software solution, we also provide end-to-end computational and reporting engines, which can help streamline the calculation and reporting processes for the entire IFRS 9 standard.

promisekeepersfinancial

The team at S&P Global Market Intelligence specifically designed our IFRS 9 solutions to meet this requirement. To learn more about our robust, efficient, and transparent IFRS 9 offering


Contact us to enquire about our IFRS 9 Solutions
Access essential IFRS 9 Insights

On-Demand Webinar

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IFRS 9 for Insurers: Implementing a Robust,
Efficient and Transparent Methodology

Gain a practical demonstration to produce the new ECL calculations as required by IFRS 9, to avoid the black box effect.

On-Demand Webinar

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Coronavirus Insights: An Outlook
on Corporate Credit risk in Europe and
IFRS 9 Implications

We provide insights into the state of credit risk of
unrated companies, and explore the impact of
macroeconomic factors on IFRS 9 impairment calculations.

Blogs

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IFRS 9 Blog Series


Read our three part blog series to help insurance companies tackle the changes to meet IFRS 9 credit impairment requirements


1S&P Global Ratings does not contribute to or participate in the creation of credit scores generated by S&P Global Market Intelligence. Lowercase nomenclature is used to differentiate S&P Global Market Intelligence PD credit model scores from the credit ratings issued by S&P Global Ratings.
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