Pet Insurance Pets Only May 2026

Best Pet Insurance Companies of 2026 - U.S. News & World Report

While there is no major company named "Pets Only," several specialized plans focus exclusively on specific needs, such as coverage or domestic-only animals. For most owners, "pets only" refers to choosing an Accident-Only plan to save on monthly costs by excluding illness and routine care . 1. Choose Your "Pets Only" Strategy The best way to insure "pets only" depends on your goal:

Most providers, including ASPCA Pet Health Insurance and Lemonade , only cover cats and dogs. pet insurance pets only

: Offers some of the most affordable flat-rate "Accident Only" coverage, starting as low as $6/month for cats and $9/month for dogs.

: Best for flexibility. They offer customizable accident-only or accident-and-illness plans specifically for dogs and cats. Best Pet Insurance Companies of 2026 - U

The following companies are highly rated for their focused or customizable "pets only" options:

These cover only emergency injuries (e.g., broken bones, snake bites, swallowed objects) and are significantly cheaper than comprehensive plans. : Best for flexibility

Providers like MetLife offer "Family Plans" that let you share a single deductible across up to three pets on one policy. 2. Compare Popular "Pets Only" Plans