: Check your credit score early; the best interest rates are reserved for those with excellent credit. 4. Master the Test Drive
: Remember that the sticker price isn't the final cost. Factor in insurance, gas, maintenance, and registration fees. 2. Research and Assess Your Needs new car buying guide
Don't just pick a car because it looks good. Evaluate how you will actually use it: : Check your credit score early; the best
: Apply for a loan through your bank or credit union first. This gives you a baseline interest rate to compare against the dealer's offer. : Check your credit score early
: Aim for a 20% down payment , a 3-year loan term , and keep total car expenses under 8% of your monthly income .
