Low Income Home Buying Assistance California May 2026

: Offered by the Golden State Finance Authority , this provides grants or forgivable loans up to 5% of the loan amount. These are often forgiven after just three years of residency.

The California Housing Finance Agency (CalHFA) is the primary engine for state-backed support. They do not lend money directly but partner with private lenders to offer specialized products. low income home buying assistance california

: A CalHFA program that offers a loan at 0% interest, which is entirely forgiven if the buyer stays in the home for five years. Regional and Local Initiatives : Offered by the Golden State Finance Authority