Is It Necessary To Buy Rental Car Insurance May 2026

In most cases, if you already have a personal auto insurance policy with comprehensive and collision coverage, buying extra rental car insurance is . Your existing policy typically extends to rental cars used for personal travel within the U.S. and Canada.

However, the "counter insurance" is worth considering if you want to avoid paying a deductible or if you are worried about "gaps" like loss-of-use fees that your personal policy might not cover. When You SHOULD Buy the Insurance Should You Buy Car Rental Insurance? - Consumer Reports is it necessary to buy rental car insurance