: Investopedia warns that the IRS mandates a strictly "hands-off" approach. You cannot live in the property, and even minor DIY repairs are prohibited as they constitute a "disqualified transaction".
: Seniors must consider Required Minimum Distributions (RMDs) . Real estate is illiquid, and if the IRA doesn't have enough cash, you might be forced to sell the property at an inopportune time to meet distribution rules. Recommended Resources & Guides
: Gabrielle Dahms’ guide is praised for its accessible tone and historical perspective for newcomers.
: Proponents at Rocket Dollar argue real estate provides a hedge against inflation and reduces dependence on traditional stocks.