How To Buy My First Home Access

A pro checks for mold, structural issues, and faulty wiring.

While 20% is the gold standard to avoid private mortgage insurance (PMI), many first-time programs allow as little as 3% or 3.5% down. how to buy my first home

Once your offer is accepted, you enter escrow. Never skip these two steps: A pro checks for mold, structural issues, and faulty wiring

Paint colors, carpet, or landscaping (these are easy to change later). 5. Make an Offer and Negotiate A pro checks for mold

When you find "the one," your agent will help you determine a fair price based on "comps" (what similar homes nearby sold for). Don't be afraid to ask for a "seller concession" to help cover your closing costs if the house needs minor repairs. 6. The "Due Diligence" Phase