: Navigate to the "Loss/Theft Prevention" category in the mod menu.

: Open your phone, go to your contacts, and select Mors Mutual Insurance .

: Buy the Full Coverage option. It is also highly recommended to buy a Tracker simultaneously so the car appears on your map and can be stored in your garage.

Once a vehicle is insured, it can be recovered if it is destroyed or lost:

: Choose the vehicle you want to recover. If you destroyed it yourself, you will pay a small deductible; if another player destroyed it, they are charged the fee, and your replacement is free.

: Any vehicle you purchase through in-game websites like Legendary Motorsport or Southern San Andreas Super Autos comes with insurance and a tracker automatically included in the purchase price. How to Use Your Insurance

If you have a stolen car or an uninsured personal vehicle, follow these steps to secure it: