: If you cash out before 5 years , you forfeit the last three months of interest earned.
To buy Series I Savings Bonds (I Bonds), you must purchase them directly from the U.S. government through the website. Unlike stocks or corporate bonds, they cannot be bought through standard brokerage accounts. 1. Core Requirements & Eligibility
: Interest is exempt from state and local taxes, though federal income tax still applies (unless used for qualifying higher education expenses).
: The rate is a combination of a fixed rate and a variable inflation rate that resets every May 1 and November 1 .