: You can act as the operating partner while a silent investor provides the necessary capital. In these deals, the investor typically funds 100% of the startup costs (franchise fees, equipment, build-out) in exchange for majority ownership.

If you have no liquid cash but do have other assets or networks, consider these alternative routes:

: Buying an established franchise from an owner looking to exit can be more flexible than starting fresh. You might secure an SBA 7(a) loan for 90% of the price and negotiate for the seller to finance the remaining 10%.