: ~$3,000/month (this includes your mortgage). 2. Loan Limits for 2026
: Your monthly mortgage payment (including taxes and insurance) shouldn't exceed 28% of your gross monthly income . how much money can i borrow to buy a house
Standing on the threshold of homeownership usually starts with one big question: "How much will a bank actually give me?" While a lender’s "max" number is important, your "comfort" number is what really matters. 1. The Lender’s Math: The "28/36 Rule" : ~$3,000/month (this includes your mortgage)