: For major purchases like a mortgage, you can purchase your official FICO score directly from myFICO.com to see exactly what creditors will view. Factors That Influence Your Score
Learn about your credit report and how to get a copy | USAGov getting-your-credit-score
Getting your credit score involves accessing a numerical rating of your creditworthiness, which lenders use to determine your likelihood of repaying debt. : For major purchases like a mortgage, you
: Websites such as Credit Karma , Credit Sesame , or Experian offer educational scores and ongoing tracking. and TransUnion) every 12 months.
: Your record of making timely payments on bills and debt is the most influential factor.
: The official site for requesting your free credit report from the three major bureaus (Equifax, Experian, and TransUnion) every 12 months.