Free Online Credit Reports -
Under federal law, you are entitled to a free copy of your credit report from each of the three major nationwide bureaus—, Experian , and TransUnion —every 12 months. Currently, a program initiated during the COVID-19 pandemic has been made permanent, allowing you to access these reports for free once a week . Official Source for Free Reports
is the only official website authorized by the federal government to provide these free reports. Alternative methods to order include: free online credit reports
: Call 1-877-322-8228 to have your report processed and mailed within 15 days. Under federal law, you are entitled to a
: Complete the Annual Credit Report Request Form and mail it to: Under federal law
Beyond the weekly online access, you may be entitled to additional free reports if: