Credit | Repair To Buy A Home

: Look for duplicate accounts, incorrect payment statuses, or accounts that don't belong to you.

: If you have past-due accounts, bring them current immediately to stop further damage. 4. Optimize Credit Mix and Age

Lowering your credit utilization is one of the fastest ways to see a score increase.

: Do not open new credit cards or take out auto loans while preparing for a mortgage, as new "hard inquiries" can temporarily lower your score. 3. Payment History Maintenance

: Send a formal dispute letter to the credit bureaus (Equifax, Experian, and TransUnion) and the creditor.

For personalized guidance, consider working with a non-profit credit counseling service to build a structured repayment plan.

Do you have a or a particular mortgage type (like FHA or Conventional) in mind for your home purchase?

Credit | Repair To Buy A Home


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