Credit: Problem

When you are facing a credit problem, the best "post" or communication depends entirely on the specific issue—whether it's an error on your report, harassment from a collector, or general financial hardship. 1. Disputing an Error on Your Credit Report

Circle the disputed items on a copy of your credit report and enclose it. Credit Problem

If debt collectors are calling you constantly, there is a specific legally binding phrase you can use in writing: "Please cease and desist all calls and contact with me immediately". When you are facing a credit problem, the

Send the letter via with a "return receipt requested" to prove they received it. harassment from a collector