: One of the oldest bureaus, offering a range of services from personal credit reports to identity theft protection.
Here is what you need to know about how they work and why they matter. The Big Three: Who Are They? credit check agencies
These agencies are private companies—not government entities. They collect data from lenders, credit card issuers, and public records to create a "financial report card" for you. Credit Reporting Agencies and You | U.S. GAO : One of the oldest bureaus, offering a