The cash you pay upfront. While 20% is the traditional gold standard to avoid extra insurance costs, many programs allow as little as 0% to 3.5%. 🏠 Common Types of Home Loans
The percentage of your monthly income that goes toward debt. Most lenders want this under 43–45%. can you get a loan to buy a house
To qualify, lenders look at your "financial health" through three main lenses: The cash you pay upfront