Can I | Buy A House With A 480 Credit Score

: Lenders willing to work with scores in this range often charge significantly higher interest rates and fees to offset the risk.

: If you find a lender that accepts a score under 500, they will likely require a much larger down payment—often 20% or more —to reduce their exposure. Potential Lending Options can i buy a house with a 480 credit score

: Most standard mortgage programs, including conventional loans (typically requiring a 620+ score) and even most government-backed loans, have higher minimum thresholds. : Lenders willing to work with scores in