Yes, you can buy a home with a 600 credit score in 2026, primarily through government-backed loan programs like , VA , and USDA loans. While a 600 score is considered "fair" and is above the absolute minimum for some programs, it typically results in higher interest rates and stricter lender requirements compared to higher scores. Mortgage Options for a 600 Credit Score
With a 600 credit score, you generally have several accessible pathways to homeownership: Can I Buy a House with a 600 Credit Score in 2026? can i buy a home with a 600 credit score