Buying Health Insurance Across State Lines Guide

Choosing insurance if you live in 2 places | UnitedHealthcare

As of 2026, the short answer to whether you can buy health insurance across state lines is . Under current law, you must purchase health insurance in the state where you have your permanent legal residence. buying health insurance across state lines

While federal law (the Affordable Care Act) theoretically allows for "health care choice compacts"—agreements between states to let insurers sell across borders—no insurers currently offer plans through these arrangements, and no states have actively joined together to implement them. Choosing insurance if you live in 2 places