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: Essential for new builds to show builders you are a serious buyer. Many builders have preferred lenders who may offer specific incentives like closing cost assistance or design credits. 2. Choosing Your Path: Build Types
: A common safety net where you spend no more than 30% of gross income on your mortgage, have 30% of the home price in savings, and limit the home price to 3x your annual income. buying a new house process
The process varies significantly based on how much control you want over the "features": : Essential for new builds to show builders
Once you sign a purchase agreement and pay an , the technical milestones begin: What to Know About Buying a New Construction Home Choosing Your Path: Build Types : A common
: Already under construction or finished. Faster move-in, but choices like flooring and cabinets are likely already made by a designer.