Lenders do not discriminate based on age, but you must prove financial stability.
Buying a home at 21 is entirely achievable if you can meet standard financial requirements, such as a steady income and a qualifying credit score. While most first-time buyers are in their early 30s, approximately 4% of homebuyers are between the ages of 18 and 23. Starting this early allows you to build equity sooner and potentially pay off your mortgage decades before retirement. Core Financial Requirements