: You must typically live in one of the residential units as your main home.
If the property contains both residential units (like an apartment) and a commercial space (like a shop on the ground floor), you may be able to use a residential mortgage if it meets specific criteria: buying a commercial property with a residential mortgage
Commercial Mortgages Explained | FAQs | NatWest Business Banking : You must typically live in one of
: Most lenders, including the FHA , require the property to be at least 51% residential by floor area. including the FHA
While the mortgage on the commercial property must be a commercial one, you can use your to help: