: If the bill exceeds your base policy's limit, the "buy-up" plan kicks in to cover the remaining eligible expenses up to its own higher limit.
Once the yearly aggregate deductible is met, all subsequent claims are covered. Severe, one-time medical events. Chronic issues or multiple hospitalisations. Key Benefits buy up plan
Before purchasing, review these factors to avoid coverage gaps: : If the bill exceeds your base policy's
: Your primary insurance (e.g., an employer-provided plan) pays for the initial hospitalisation costs. all subsequent claims are covered. Severe
: Some buy-up plans offer extras like no sub-limits on room rent or coverage for organ donor expenses. Critical Considerations
: Ideally, choose a buy-up plan that shares the same network of hospitals as your base plan to simplify cashless claims .