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Minimal outstanding long-term debts, such as car payments.
Reviewing your report early is critical, as some estimates suggest up to 40% of reports contain errors. You can get a free report via the Annual Credit Report Request Service . 2. Specialized Buying Programs
Most "buy my house for cash" companies offer significantly below market value.
Large companies (like Opendoor or Offerpad) that use algorithms to provide instant cash offers for convenience. Red Flags in Unsolicited Offers