Securing a business loan to buy an existing company—often called a —is a strategic way to bypass the startup phase and step into an established operation with immediate cash flow. Common Loan Types for Acquisitions SBA 7(a) Loans :
: Typically 10 years (or up to 25 years if real estate is included). Down Payment : Usually 10%. Conventional Bank Loans : business loan to buy a business
Widely considered the "gold standard" for small business buyouts. : Up to $5 million. Securing a business loan to buy an existing
To qualify, lenders typically look at the "Five C's": . How to get a loan to buy a business - NatWest Conventional Bank Loans : Widely considered the "gold
Often used to bridge the gap between a bank loan and the buyer's down payment. :
Best for buyers with excellent credit and established business history.