Ensure you buy a card that matches your account's region (e.g., North America cards only work on U.S./Canada accounts). Xbox $5 eGift Card [Digital] - Walmart.com
"Microsoft Points" were officially retired years ago and replaced by local currency (USD, GBP, etc.). If you see a card specifically for "200 Points," it is likely an obsolete item or a digital code for a specific reward like via Microsoft Rewards. Purchase Options & Alternatives
You can often earn "points" for free by searching on Bing and redeem them for $5 gift cards (usually 5,000 points).
Funds can be used for games, movies, apps, or in-game currency like Robux.
Digital codes are typically delivered to your email within an hour of purchase.